Sentient

Pricing

Everything included. Two simple plans.

A 14-day free trial, no card required. You choose by how many people you protect — never by features.

Individual

Your whole life, in one private place — for one person.

250/mo
billed ₹2,999/year · save 37%
Start free trial
14-day free trial · no card required
  • All 15 modules + Sentient AI
  • One profile, one private vault
  • Proactive alerts & email ingest
  • Export your data anytime
Most popular
Family

Everything in Individual, for the whole household.

417/mo
billed ₹4,999/year · up to 6 members
Start free trial
14-day free trial · no card required
  • Up to 6 members, each their own profile
  • Shared household net-worth view
  • Nominee consolidation across the family
  • Estate & legacy for everyone
  • Priority support
Founding members · invite only

6 months free, then ₹999/year — locked for life.

Full Family access, every feature. For the first 1,000 people who join with an invite code — your price never rises, even when list prices do. It never expires.

Then, forever
₹999/yr
Price locked forever

Everything included

Every feature, in both plans.

All 15 modules plus the Sentient intelligence layer. No add-ons, no à-la-carte, nothing held back.

Money
  • Dashboard & Net Worth
  • Banks & Accounts
  • Expenses & Bills
  • Loans & EMI
  • Investments (XIRR, SIPs)
  • Assets & Liabilities
Protection
  • Insurance & renewals
  • Nominee Consolidation
  • Legal & Family Documents
  • Estate & Legacy
  • Fraud & Risk
  • Court Cases & Disputes
Things
  • Vehicle Hub (RC, PUC, service)
  • Warranties & AMCs
Life
  • Notes, Planner & Todo
  • Contacts & Organiser
  • Tools & Calculators
Sentient AI
  • Proactive alerts
  • Email ingest (auto-file)
  • Document parsing

After your trial

No hostage-taking. Your data is yours.

Subscribe and everything keeps working. If you don't, nothing is lost — your vault simply waits for you.

  • Your vault becomes read-only — you still see your net worth and everything you've added.
  • New edits, Sentient alerts and email ingest pause until you reactivate.
  • Download all your data anytime — yours, always (DPDP right to export).
  • Reactivate in one tap. Nothing is ever deleted.

Pricing FAQ

Straight answers.

Something else? Write to hello@payprless.com.

Do I need a card to start the trial?

No. 14 days, full access — a card is only asked when you choose to subscribe.

Individual vs Family?

Same features. Family covers up to 6 people, a shared household view, and nominee/estate across the family. If anyone else's money or safety touches yours, pick Family.

Monthly or annual?

Either. Annual saves roughly 30–37% and is the default. Switch anytime.

What happens if I don't pay after the trial?

Your vault freezes to read-only — you keep viewing and can export; you just can't add or get new alerts until you subscribe again.

Is my data safe?

AES-256 encrypted, stays in India, never sold. Export or delete whenever you want.

Do you take a cut of my money or sell me products?

Never. Sentient is read-only — no payments, no trades, no commissions. Your subscription is the only thing we earn, which is exactly why our guidance stays on your side.